Smart personal finance, made simple

Control your money
in any currency

Track income, expenses, budgets and savings goals — solo, with your partner or with friends. Supports USD, COP, MXN, CLP, ARS, CAD and VES. Imports bank emails automatically via Gmail.

Dashboard October 2026
Live Exchange Rates
🇺🇸 USD $1.00
🇨🇴 COP $3,334
🇲🇽 MXN $18.1
🇨🇱 CLP $973
🇻🇪 VES $860
🇦🇷 ARS $1,525
🇨🇦 CAD $1.42
Income
$2,800 USD
$11,732,000 COP
Balance
$1,450 USD
$6,075,500 COP
Spending by Category
🏠
Housing
$900 USD
🍕
Food
$248,000 COP
🎬
Streaming
$45 USD
🚗
Transport
$85,000 MXN
Recent Transactions
💼
Salary
Income
+$2,800 USD
🏠
Rent
Housing
-$900 USD
🍕
Rappi
Food Gmail
-$42,000 COP
💑
Groceries (shared)
Shared · Food
-$180,000 COP
🤝
Trip payment — Carlos
Friend debt +Paid
+$50 USD
EVERYWHERE

Your finances on web and iPhone

Access MiCash from your browser or the native iPhone app, and glance at your finances with iOS widgets. Your data stays synced everywhere.

Web
Any browser, any device. Full experience.
iOS
Native iPhone app. Available on the App Store.
Widgets
iOS home screen widgets. Rates, balance & couple stats at a glance.
Download on the App Store

Everything you need

Simple, beautiful, and powerful.

Multi-Currency
Track finances in USD, COP, MXN, CLP, ARS, CAD and VES with live exchange rates updated daily.
Gmail Auto-Import
Connect Gmail and MiCash will automatically import bank notification emails as transactions twice a day.
Couple Finances
Share expenses, budgets and savings goals with your partner. Track who spends more and save together.
Shared Debts
Track shared debts with friends. Both parties see the balance, can add payments with proof, and get notified on every update.
Budgets & Goals
Set monthly budgets by category and create savings goals with progress tracking.
AI Assistant
Type "spent $20 on lunch" and the AI categorizes and records the transaction automatically.
Debts Tracker
Track money you owe and money owed to you, with due date alerts and payment history.
Crypto Portfolio
Track your Bitcoin, Ethereum and altcoin holdings with live prices from CoinGecko.
Rate Simulator
Simulate any exchange rate between any currency pair. See how much more or less you would get.
PREMIUM

Powerful premium tools

Take your finances to the next level with AI-powered insights.

Crisis Cushion
Know exactly how many months you can survive without income. See your emergency runway based on real balances and expenses.
Future Simulator
Project your net worth at 3, 6, and 12 months based on your current income and expenses. A financial time machine.
Saving Challenges
Auto-generated monthly challenges based on your top spending categories. Small daily changes, big long-term savings.
Tax Shield
Estimate your annual taxes by country (CO, MX, CL, AR, US, ES). Know how much to reserve monthly for tax season.
Ghost Subscriptions
Automatically detect recurring charges you might have forgotten. Cancel unused subscriptions and save hundreds per year.
Mood vs Spending
Discover how your emotions affect your spending. Track mood-spending correlations and make smarter financial decisions.
Receipt Scanner
Scan receipts with your camera and AI will automatically read products, prices and categories. Save time on manual entry.

Simple pricing

Start free. Upgrade when you need more.

$0
Free forever
  • Full dashboard
  • Unlimited transactions
  • All categories
  • 1 bank account
  • 1 budget/month
  • 1 active debt
  • 1 savings goal
  • Currency calculator
  • Full history & CSV export
  • Google/Apple Login & PWA
  • Gmail Auto-Import
  • MiCash iA — AI Chatbot
  • Couple Finances
  • Shared Debts with Friends
  • Crypto Portfolio
  • Credit Cards
  • Advanced Reports
  • iOS Widgets
Sign up free
Gmail read-only — we never send or delete emails
Tokens protected with authenticated Fernet encryption
Made in LATAM
Spanish & English
📚 From the blog

Learn to master your money

Practical guides, no jargon. Written for LATAM.

Education · 7 min

Financial literacy: 10 concepts everyone should know

These 10 concepts aren't taught in school but they're the difference between living calmly or financially stressed your whole life…

Read article →
Investing · 8 min

Investing for beginners: 2026 guide

If you've never invested and want to start, this article is your starting point. Everything explained in plain language, no financ…

Read article →
Investing · 5 min

Saving vs investing: differences and when to do each

Many people confuse saving with investing. They're two different things with different purposes. Here's when and how to use each.

Read article →
See all articles
🚀

Start for free today

No credit card required. Takes less than a minute.

Create free account